As a federal holiday, government offices are closed on Friday, July 4, 2025. Here’ s a look at what’s open and what’s closed on July 4th:

July 4 is a federal holiday, meaning all major banks (and pretty much all the minor ones) will be closed. You can, however, still use ATM machines to get cash or put money into your account, and online banking is open, though many transactions won’t process until Monday morning.

Most grocery store and retail chains will be open on Friday, July 4. Here's what you need to know about Costco.